You guessed it.......someone tried to use my credit card. :-(
While at the gym on Wednesday, I kept getting notices on my Apple watch (the one I bought for $100 from a friend who didn't like it) from my bank. I finally checked my phone, and read the messages in horror......that there had been apparent fraud on my bank account and credit card. All of the credit card charges were blocked....thankfully. My bank (USAA) shut down access to my account ~ even to me ~ until I could get in and change EVERYTHING. Including the email I have listed on the account. I was both freaked out and grateful that my bank was so quick to react. None of my money was stolen....not sure why, but really grateful. I admit my bank is awesome......they do have great safeguards, probably because many military families use it, due to their many moves. I was surprised that someone was able to get in to my account ~ they changed my login!! I even have two step notification on my account, and yet they were still able to get in and change things. Added phone numbers. Added e mails. Changed my security questions. Good grief.
The bank representative recommended I change the e mail on the account and to change all my e mail passwords. And to do that every 3 to 4 months. I admit I am not happy about that, passwords are such a pain.... (see link for previous rant)
But, despite all of that shenanigans.....Great News!! I have a new suv!!
But, despite all of that shenanigans.....Great News!! I have a new suv!!
I know this is a crappy picture, but it's raining and I didn't want to get wet, Lol.
Yes, despite the fraud attempts I was able to finance the above. A 2016 Rav4 that was leased by a couple that live in California and Santa Fe....it had only 11,000 miles on it. I got a great deal ~ I negotiated it myself!! Since it has been so long since I've purchased a vehicle, I didn't realize how long it would take. We arrived at the dealership at 8:45 and didn't leave until 11:40. I can use my phone hands free now, and the air conditioning is absolutely fabulous. I know that I was stressing on saving up the money, but this past week ~ when the Rodeo started making a new noise ~ I suddenly realized I could close out a small investment account that I had started with the intention of saving for a vacation. That along with the $1200 I sold the Rodeo for, gave me a nice down for the Rav. Luckily my payments are very reasonable, and I received a nice low APR as well.
Funny, something horrible and something wonderful happening in the same week. Ok, well, not really funny. More strange than funny.
I'm going to have a really fabulous weekend. I hope you do too!!
Love, 365